These terms of use govern access to and use of the services offered by Banco BPM via https://bpmbk.com. By accessing our services, you fully accept these terms.
1. Purpose
Banco BPM provides online banking and financial services, including account management, transfers, credit applications and savings products. Access to these services is subject to identity verification (KYC) and acceptance of these terms.
2. Access conditions
To use our services, you must:<ul><li>Be at least 18 years old</li><li>Have legal capacity to enter into contracts</li><li>Reside in a country where Banco BPM is authorised to operate</li><li>Provide accurate and up-to-date information upon registration</li></ul>
3. Account creation and management
You are responsible for the confidentiality of your login credentials. In case of unauthorised use of your account, you must immediately notify Banco BPM at <a href="mailto:contact@bpmbk.com">contact@bpmbk.com</a>.
4. User obligations
You agree to:<ul><li>Use the services in accordance with applicable laws</li><li>Not use the services for illegal or fraudulent purposes</li><li>Keep your personal information up to date</li><li>Protect your login credentials</li><li>Report any suspicious activity on your account</li></ul>
5. Fees and rates
The rates applicable to our services are available in the fees section of your client area. Banco BPM reserves the right to modify its rates with 30 days' notice.
6. Suspension and termination
Banco BPM reserves the right to suspend or close your account in case of breach of these terms, fraudulent activity or at the request of a competent authority. You may close your account at any time from your client area.
7. Governing law
These terms are subject to the law in force in the country of registration of Banco BPM. Any dispute will be submitted to the competent courts. For EU consumers, the online dispute resolution platform is available at ec.europa.eu/consumers/odr.
8. Contact
For any questions about these terms: <a href="mailto:contact@bpmbk.com">contact@bpmbk.com</a><br>Banco BPM — Piazza Filippo Meda, 4 20121 Milano (MI), Italia