Welcome to our secure banking space

questions fréquentes

General Information

How do I open a bank account?

Account opening is fully online. Click "Open an account", fill in the form and upload your supporting documents. The account is activated within 24-48 hours after KYC verification.

What documents are required to register?

A valid identity document (national ID or passport), a proof of address less than 3 months old and proof of income.

How do I contact support?

Our support team is available 24/7 by email, phone or through your client area under the "Support" section.

Are your services secure?

Yes. We use 256-bit SSL encryption, two-factor authentication and real-time fraud detection systems.

In which countries are your services available?

Our services are available in all EU member states and several partner countries. Contact us to check eligibility for your country.

Can I have multiple accounts?

Yes, you can open multiple accounts depending on your needs: current, savings, or business accounts, all managed from a single dashboard.

What are your opening hours?

Our platform is available 24/7. Phone support is available Monday to Friday from 8 AM to 8 PM (Paris time).

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Loans & Credits

How do I apply for a loan?

Log in to your client area and go to the "Loan Application" section. Fill in the form with your financial details and submit your file. You will receive a response within 48 hours.

What is the minimum and maximum loan amount?

We offer loans ranging from 5,000 to 500,000 euros depending on the type of credit and your financial profile.

What interest rates do you offer?

Rates range from 2.9% to 8.5% per year depending on the amount, duration and your profile. A free simulator is available in your client area.

What is the maximum loan term?

Repayment periods range from 12 to 120 months (1 to 10 years) depending on the amount borrowed and the type of loan.

Is early repayment possible?

Yes, early repayment is possible at any time. Minor fees may apply depending on the initial contract terms.

What types of loans do you offer?

We offer personal loans, mortgage loans, business loans and revolving credit lines tailored to your specific needs.

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Transfers & Payments

How do I make an international transfer?

In your client area, go to "Transfer", enter the beneficiary's IBAN and amount. SEPA transfers are processed within 1-2 business days.

Are there any transfer fees?

SEPA transfers in euros are free of charge. Fees may apply for transfers outside the euro zone depending on the destination country.

How long does a transfer take?

Instant SEPA transfers are completed within seconds. Standard transfers are processed within 24 to 48 business hours.

Can I schedule recurring transfers?

Yes, you can set up automatic transfers (weekly, monthly) from the "Scheduled Transfers" section in your client area.

What are the transfer limits?

Transfer limits depend on your plan and verification level. They can be adjusted on request from your client area or by contacting support.

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Bank Card

How do I order my bank card?

Once your account is validated, go to "My Cards" from your dashboard and follow the steps to order your virtual or physical card.

When will I receive my physical card?

Your physical card will be delivered within 5 to 10 business days after the order is confirmed.

Can I use my card abroad?

Yes, your Mastercard or Visa card is accepted in more than 200 countries and territories. Currency exchange fees may apply depending on your plan.

How do I block a lost or stolen card?

Immediately go to "My Cards" in your client area and click "Block Card". You can also call our emergency number available 24/7.

Can I set payment limits on my card?

Yes, you can customize daily and monthly payment limits directly from the "Card Settings" section in your client area.

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Savings & Investment

What savings products do you offer?

We offer savings accounts, term deposits, stock savings plans, life insurance and managed investment portfolios tailored to your risk profile.

What is the return rate on savings accounts?

Our savings account rates range from 2.5% to 4% per year depending on the product and investment duration.

Is investing risky?

All investments carry risks. We assess your investor profile in order to propose solutions suited to your risk tolerance.

Can I track my investments in real time?

Yes, your dashboard displays real-time performance of your investments, realized gains and long-term projections.

How do I withdraw invested funds?

Withdrawal depends on the type of investment. Some products offer immediate liquidity, others have a lock-in period. Terms are clearly stated at subscription.

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Security & Privacy

How is my personal data protected?

Your data is encrypted according to GDPR standards. We never sell it to third parties and you have the right to access, modify and delete it at any time.

What is two-factor authentication (2FA)?

2FA is an additional security layer. In addition to your password, a unique code is sent by SMS or via an authenticator app at each login.

How do I reset my password?

On the login page, click "Forgot Password", enter your email address and follow the reset link sent to your inbox.

What should I do if I suspect fraud on my account?

Immediately block your account via the emergency button in your client area, then contact our security team available 24/7.

Are your servers subject to security audits?

Yes, our infrastructure undergoes regular security audits carried out by independent experts, in compliance with ISO 27001 and PCI-DSS standards.

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Account & Profile

How do I update my personal information?

Go to "My Profile" from your dashboard. You can update your email, phone number, postal address and notification preferences there.

How do I close my account?

To close your account, contact support via your client area messaging. Closure is processed within 5 business days after a zero-balance check.

Can I change the interface language?

Yes, the interface language can be changed under "Settings > Language". We currently support French, English, German, Spanish, Portuguese, Dutch and Italian.

How do I verify my identity (KYC)?

KYC verification is done from "My Profile > Verification". Upload your ID and proof of address. Validation is completed within 24 to 48 hours.

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Fees & Pricing

What are the account maintenance fees?

Fees vary by plan. The Essential plan is free, the Premium plan is 9.90 euros/month and the Business plan is 29.90 euros/month.

Are there any hidden fees?

No. We practice full transparency on our pricing. All fees are detailed in our fee schedule accessible from your client area.

How are fees charged?

Recurring fees are automatically debited on the 1st of each month from your main account. A monthly summary is sent to you by email.

Are there any fee-free offers?

Yes, our Essential plan is completely free with access to basic features. Higher plans with advanced services are available for a monthly subscription.

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